Interest free credit laptops: a buyer’s guide

Here’s a guide to current interest free promotions that you might want to check out before buying a laptop. 

Buying a laptop can turn out to be a tough investment, especially during a financial downturn. That’s why many postpone purchases even when their laptop has turned into the world’s most irritatingly obsolete machine.

But what if you could postpone paying for heavenly joy of holding a brand new laptop in your hands? There are several stores out there that embrace the philosophy of free interest credit, offering promotions that let you postpone or spread payments, whilst avoiding interest.

From time to time PC World  and Currys offer Buy Now, Pay Later promotions that allow you to buy a laptop today and pay for it six or nine months later interest free. Cool, isn’t it?

However – as it goes with all Pay Later promotions – your right to interest free credit fades away once the no-pay period expires. Therefore be sure to pay off your balance on time if you don’t want to be charged a 24.9% APR representative.

For upcoming promotions keep an eye on PC World  and Currys websites.

Littlewoods Shopping Account features two highly desirable options that make Littlewoods one of the top free-credit stores.

Firstly, while some stores charge you interest for spreading payments, “Spread the Cost Interest Free” is exactly what it sounds like: buy a laptop and pay over 20 or 52 weeks interest free. Definitely a convenient deal.

Another thing that we really like about Littlewoods is its Buy Now, Pay Later offer, which allows you to pay nothing for up to 12 months. Once you’ve added a laptop to your online basket, click the Buy Now Pay Later button or enter promotional code 27ZG5 in the promotions box. It’s that easy.

If you’re looking for a convenient interest-free promotion for your brand new laptop then Very’s deals are certainly a valuable option.

Until Spetember 10 Very’s Buy Now Pay Later promotion offers a no-pay period of 12 months for purchases over £270.

As usual, be sure to pay off the due amount within the 12-month limit to avoid interest. Similarly to Littlewoods’ lending policy, Very’s Option 3 allows you to spread a payment over 3 months interest free. Even though Littlewoods payments can be spread for longer periods, we’re sure your wallet will appreciate this promotion too.

With an Argos Card you pay nothing for your brand new laptop until January 2013.

Argos Card holders also have access to an “interest free plan” that lets you pay your laptop with 12 mini monthly payments interest free.